Credit > Credit Cards > UK Credit Cards > American Express

American Express

American Express has long been a famous name in the financial services industry. Traditionally, they have focused on charge cards but in recent years they have moved into credit cards as well.

American Express often has some great reward offers with its cards. The downside is that their cards may not be accepted in as many places in the UK as other credit card providers (Visa and Mastercard), although this is steadily changing.

Personal Cards

		American Express Red Card The Red Card from American Express allows you to raise money for a worthwhile cause each time you shop. American Express will donate up to 1.25% of your spend on your card to the Global Fund, all at no cost to you. You can also benefit from shopping discounts and have the chance to win a trip of a lifetime every 3 months. There is no annual fee for this card and the interest rate is currently a Typical 12.9% APR Variable.		Donations to the Global Fund   Application   Red Card Info

		American Express Nectar American Express has joined forces with the largest rewards program in the UK to bring you this card. Earn 1 Nectar point for every £1 spent on the card and earn up to 4 points per £1 spend at Nectar participating stores (Sainsbury's, Debenhams, BP etc) and use them on a wide range of rewards. Receive a bonus 1,000 points with your first card purchase. Typical 12.9% APR variable interest rate.		Great rewards from Nectar   Application   Amex Nectar Info

		British Airways Cards from American Express British Airways are now offering three different credit cards through American Express. You can choose to have a low annual fee and earn 1 mile per £1 spent, or pay a higher annual fee and higher interest rate to earn free flights sooner. Also, depending on your annual spend, you could qualify for a free companion flight when you use you miles to book a flight on British Airways. Typical interest rates range from 19.9% APR to 26% APR variable, depending on the card you choose.		Earn free BA flights   Application   British Airways Info

		Amex Platinum This card offers high cash back rewards coupled with a low interest rate for balance transfers - 4.9% p.a. for the life of the balance for any balances transferred in the first 6 months. You will also receive lots of extras such as £150,000 Travel Accident Benefit. Typical 14.9% APR variable interest rate.		Up to 2% Cash Back & Great Extras   Application   A mexPlatinum Info

Small Business Card

Amex also offers a Small Business Card, giving business owners the convenience of a separate card for business expenses. You will also receive the benefit of their Everyday Savings Programme.

You should note that this is a charge card as opposed to a credit card, meaning that your balance is paid in full each month.

		American Express Small Business Card This card offers the flexibility of no pre-set spending limit whilst allowing you to get free supplementary cards for employees which do have limits. You can also save on everyday business purchases, plus become part of the Membership Rewards Programme. Online reporting makes it easy to keep track of your business finances wherever you are.		No Preset Spending Limit   Application   Small Business Info