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Credit > Credit Cards > UK Credit Cards > Capital One Classic Visa
For those who want a different look to their credit card, there is a free choice of 8 different card designs, from the classic look, to animals and an England flag.
The Capital One Classic Visa card has no annual fee so there are no additional costs for those looking to keep their expenses to a minimum.
Summary Table
Those looking to establish their credit may be especially interested in this card as they might struggle to be approved for many card offering special offers and rewards. The one minute response time for the online application will also be useful as you will know the result of your application almost immediately and you will be able to get the card you need quickly.
The chance to increase your credit limit after 4 statements can also be helpful to those wanted to build up their credit score. Those with a poor credit history may find it difficult to get a high enough credit limit, but with this card you know that if you use and pay off your card on time each month, your credit limit will increase to a higher level in just a few months.
Application
Capital One Classic Visa Credit Card
Capital One has grown to be a major issuer of credit cards in the UK over recent years. Their Classic Visa card is their basic card and it offers a number of features that can be attractive to those looking to build up their credit rating.Card Features
This card gives you between £200 and £2,500 of spending power. This credit limit will also increase automatically if you continue to make your monthly payments on time. If you stay within your credit limit and keep up with your payments, your initial credit limit will increase with your fourth statement.For those who want a different look to their credit card, there is a free choice of 8 different card designs, from the classic look, to animals and an England flag.
The Capital One Classic Visa card has no annual fee so there are no additional costs for those looking to keep their expenses to a minimum.
Online Application
Capital One offers an online application for this card. There is a simple form to complete and they guarantee a response to you application within 1 minute. Getting a quick response can be great as you then know where you stand with your application instead of having to wait for potentially a few days.
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Summary Table
| Standard Interest Rate | Typical 34.94% APR Variable |
| Balance Transfers | Typical 34.94% APR Variable |
| Cash Advance Interest Rate | Typical 34.94% APR Variable |
| Annual Fee | None |
| Online Account Access | Yes |
| Interest Free Period | Up to 54 days |
| Late Payment Fee | £12 |
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Credit Sources Review
This is a basic credit card from Capital One. The standard interest rate is fairly high, but if you're able to pay your bill each month, this shouldn't affect you.Those looking to establish their credit may be especially interested in this card as they might struggle to be approved for many card offering special offers and rewards. The one minute response time for the online application will also be useful as you will know the result of your application almost immediately and you will be able to get the card you need quickly.
The chance to increase your credit limit after 4 statements can also be helpful to those wanted to build up their credit score. Those with a poor credit history may find it difficult to get a high enough credit limit, but with this card you know that if you use and pay off your card on time each month, your credit limit will increase to a higher level in just a few months.
Application
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