|
|
|||||||||||
| CREDIT CARDS | |
LOANS | |
MORTGAGES | |
PAYDAY LOANS | |
CREDIT & DEBT | |
BUSINESS CREDIT | |
|
|
||||||||||||
|
||||||||||||
Credit > Credit Cards > UK Credit Cards > Cooperative Bank
However, the Advantage credit card can offer you benefits as well.
Once the introductory period is over, your APR will revert to the standard variable rate, which is currently 15.9% variable for this card on purchases and balance transfers. The interest rate will be slightly higher for cash withdrawals.
You can also save money on many of your travel bookings through this card. You can benefit from a 5% discount on brochure priced holidays and 7% off city breaks. You can also earn discounts on car hire, airport parking, UK holidays and ferry bookings.
These discounts can save you a lot of money over the course of a year, especially if you tend to go on a number of holidays or if you are booking for a family.
There is also no annual fee for this card.
Summary Table
The 0% APR introductory interest on purchases and balance transfers is also a great feature. This can save you money on interest payments or could help you spread the cost of a larger purchase over the course of 6 months without incurring any interest charges.
All in all, this can be quite a competitive card.
Application
Cooperative Bank Credit Card
The Cooperative Bank allows you to choose a credit card from an ethical bank. This means that the bank only works with environmentally friendly and ethical investments.However, the Advantage credit card can offer you benefits as well.
0% APR
The Cooperative Bank is currently offering a 0% introductory interest rate for 6 months. Unlike with a lot of cards, this rate is valid for both balance transfers and purchases.Once the introductory period is over, your APR will revert to the standard variable rate, which is currently 15.9% variable for this card on purchases and balance transfers. The interest rate will be slightly higher for cash withdrawals.
Travel Benefits
You will also find that this card offers a number of travel benefits. Firstly, you can benefit from £100,000 of travel accident insurance. This can be a great benefit, potentially saving you money on separate travel insurance.You can also save money on many of your travel bookings through this card. You can benefit from a 5% discount on brochure priced holidays and 7% off city breaks. You can also earn discounts on car hire, airport parking, UK holidays and ferry bookings.
These discounts can save you a lot of money over the course of a year, especially if you tend to go on a number of holidays or if you are booking for a family.
There is also no annual fee for this card.
 |
Summary Table
| Standard Interest Rate | Typical 15.9% APR Variable |
| Balance Transfers | Typical 15.9% APR Variable |
| Cash Advance Interest Rate | Typical 18.9% APR Variable |
| Rewards | No Rewards Program A Number of Travel Discounts |
| Annual Fee | None |
| Online Account Access | Yes |
| Interest Free Period | Up to 59 days |
| Late Payment Fee | £11 |
|
|
Credit Sources Review
While this card doesn't have a rewards program as such, it does offer some great travel benefits with both discounts on holidays and more as well as free travel accident insurance.The 0% APR introductory interest on purchases and balance transfers is also a great feature. This can save you money on interest payments or could help you spread the cost of a larger purchase over the course of 6 months without incurring any interest charges.
All in all, this can be quite a competitive card.
Application
About Us | Privacy | Sitemap | Directory