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Credit > Credit Cards > UK Credit Cards > MBNA Platinum Plus
The current standard interest rate on purchases is a Typical 15.9% APR variable. Balance transfers are currently charged at the same interest rate. Cash withdrawals have a slightly higher rate - currently 22.9% p.a.
There is no annual fee for using this card.
The card also offers features that many have come to expect these days such as online account access and the protection of the Chip & PIN system.
You can also enjoy an interest free period of up to 56 days as well as free worldwide customer service, 24 hours a day.
Summary Table
However, unlike most cards today, this doesn't offer any rewards for cash back. You may find that you can get a card with a similar interest rate that also features rewards. If, though, reward points don't really interest you, this could be a good basic card to have in your wallet.
Application
MBNA Platinum Plus Credit Card
MBNA are now offering their Platinum Plus card. This can be a great basic card with a good balance transfer offer for those with balances on other cards that they want to move over.Card Benefits
The main benefit for many looking at this card will be the balance transfer offer that is currently being featured. This gives you a rate of 0% p.a. on balance transfers for the first 9 months of card membership. After the initial 9 month period is over, any outstanding balances will revert to the standard balance transfer rate at the time.The current standard interest rate on purchases is a Typical 15.9% APR variable. Balance transfers are currently charged at the same interest rate. Cash withdrawals have a slightly higher rate - currently 22.9% p.a.
There is no annual fee for using this card.
Other Card Features
One feature of this card that many people will appreciate is "MBNA Secure". This security system offers both fraud protection and an identity theft protection scheme.The card also offers features that many have come to expect these days such as online account access and the protection of the Chip & PIN system.
You can also enjoy an interest free period of up to 56 days as well as free worldwide customer service, 24 hours a day.
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Summary Table
| Standard Interest Rate | Typical 15.9% APR Variable |
| Balance Transfers | Typical 15.9% APR Variable |
| Cash Advance Interest Rate | Typical 22.9% APR Variable |
| Rewards | None |
| Annual Fee | None |
| Online Account Access | Yes |
| Purchase Protection | Yes |
| Interest Free Period | Up to 56 days |
| Late Payment Fee | £25 |
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Credit Sources Review
This card has a reasonable interest rate and a pretty good special offer on balance transfers. Other fees are also fairly comparable with other cards.However, unlike most cards today, this doesn't offer any rewards for cash back. You may find that you can get a card with a similar interest rate that also features rewards. If, though, reward points don't really interest you, this could be a good basic card to have in your wallet.
Application
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