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Credit > Credit Cards > UK Credit Cards > Priority Club


Priority Club Credit Card

Priority Club is the rewards programme of Intercontinental Hotels - home of Holiday Inn, Crowne Plaza hotels and more. They are now working with MBNA to bring out a credit card so that you can earn reward points and free hotel stays even sooner.

Earning and Spending Points

Firstly, you will receive a bonus 10,000 Priority Club points with your first purchase on your card. This is enough points for a free night in a number of hotels.

You will also earn more points with every purchase you make. Points are earned at a rate of 1 point for every £1 spent.

You can redeem points for hotel stays and much more. Rooms nights range from 10,000 points a night to as much as 30,000 for higher grade hotels.

You can also redeem points for hotel services such as in room movies, breakfasts and dinners. You can also get pre-paid lodging cards, like gift vouchers, for hotel stays in the US.

Interest Rates and Fees

Interest rates on this card are fairly comparable to other similar reward cards. The current standard rate on both purchases and balance transfers is a Typical 15.9% APR variable. Cash withdrawals will incur a slightly higher rate, currently 22.9% p.a.

There is also currently a special offer for those wishing to transfer any balances to the card. The introductory rate is 0% for the first 9 months of card membership. After this time, the rate on any outstanding balances will revert to the standard balance transfer interest rate.

There is no annual fee for this card and other fees such as late payment penalties are fairly standard.

You can also enjoy online account management as well as up to 56 days interest free credit when you pay your statement balance on time and in full each month.



Summary Table

Standard Interest Rate Typical 15.9% APR Variable
Balance Transfers Typical 15.9% APR Variable
Cash Advance Interest Rate Typical 22.9% APR Variable
Rewards Earn Priority Club points towards free hotel nights
Annual Fee None
Online Account Access Yes
Purchase Protection Yes
Interest Free Period Up to 56 days
Late Payment Fee £25




Credit Sources Review

This could be a good card for those travelers who would like to save up for something other than free flights. The 10,000 bonus points with your first purchase are a great extra but after that it could take a while to save up for hotel nights depending on how much you spend each month.

It could be a good card if you're looking to save up for a weekend break but it could take a very long time for the average user to save up enough for a longer holiday.

Interest rates and fees are fairly comparable to other similar cards.

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