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Reading FC Credit Card

Reading Football Club has joined forces with MBNA, one of the UK's biggest credit card issuers, offer the Reading FC credit card.

Not only will you be showing your support for your club, but you will be helping invest in the future of your favourite team.

0% Balance Transfers

The Reading FC credit card is currently offering 0% APR on balance transfers for the first 12 months of card membership. This could be a very competitive deal for those looking to transfer balances from higher interest rate cards.

In addition to this, you can also enjoy that 0% APR for 3 months on purchases as well as balance transfers. If you're the type of person that doesn't tend to pay off your credit card balance in full each month, this can be a nice bonus and can save you a fair amount of interest.

Once these introductory periods are over, your interest rate will revert to the standard rate. This is currently set at a Typical 15.9% APR Variable for both balance transfers and purchases.

Rewards

This card also allows you to take part in a reward programme through MBNA. As with most reward programmes, you will earn 1 point for each £ you spend on eligible purchases. This will be almost all purchases you make on the card, but won't include things like balance transfers or cash advances.

You can also enjoy an interest free period of up to 56 days with this card if you pay your balance in full and on time each month. You will also benefit from free purchase protection and free 24 hr worldwide customer service.

There is no annual fee for this card.



Summary Table

Standard Interest Rate	Typical 15.9% APR Variable
Balance Transfers	Typical 15.9% APR Variable
Cash Advance Interest Rate	Typical 22.9% APR Variable
Rewards	1 Reward Point for each £1 Spent
Annual Fee	None
Online Account Access	Yes
Purchase Protection	Yes
Interest Free Period	Up to 56 days
Late Payment Fee	£12

Credit Sources Review

If you're looking for a good all round credit card and you are, of course, a Reading fan, this could be a good card to apply for. It has fairly competitive interest rates and fees along with some attractive offers.

The most appealing feature for many people will be the 0% APR on balance transfers. This is for a full 12 months from the point you open your account. The 3 months at 0% APR on purchases is an added bonus.

You can also enjoy the benefits of the card's reward programme and know that you are helping the future success of Reading FC.

Application