Accepted Loans

Accepted isn't itself a lender. Instead they work together with a number of different lenders to find the best deal for your circumstances. They work with subsidiaries of high street banks such as Lloyds TSB, HSBC and Barclays.

Instead of filling out an application, you just need to complete a short online form. Your credit isn't checked at this point so you don't have to worry about your credit report being looked at multiple times.

Accepted then goes through the details of over 100 secured loans currently available in the UK to find the best quote for you. If you want to go ahead with the loan, you will then be able to actually apply for the specific loan.

You should note that Accepted only deals with secured personal loans. This means that they are only available for homeowners and that you would be putting your home at risk if you couldn't keep up repayments. If you are unsure what a secured loan is, take at look at the information on our Secured Loans page.

Accepted welcomes applications from those with less than perfect credit as well as those with CCJs or no proof of income.

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Summary Table

Interest Rate	Typical 9.9% APR Variable
Repayment Terms	Varies by Loan
Loan Amounts	£3,000 to £100,000 Up to 125% of the value of your property
Secured?	Yes
Online Account Access	Varies by Lender
Early Payment Penalty	Varies by Lender

Credit Sources Review

If you are looking for a secured loan and don't have the time to shop around at all the different high street banks, taking a look at Accepted might be a good idea.

Just by filling in a short online form, Accepted look through a large number of loans to find you the best deal, so you don't have to.

Accepted do look through a wide number of loans but it can still be wise to do some shopping around to make sure you're getting the best loan possible.

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