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Credit > Loans > UK Loans > Cahoot

Cahoot Loans

Cahoot is a leading and award winning online bank. The bank is part of the Abbey National Group so you have the convenience and value of an online only bank coupled with the reassurance and security of a high street name.

Online only banks often have much lower overheads compared to a high street bank with a large number of branches. As such, they can often offer much more competitive rates on loans.

Cahoot currently offers two different types of personal loan: A classic style fixed rate loan, plus a much more flexible offering that allows you to borrow and pay back when you want.

Fixed Rate Loan

This loan offers a fixed interest rate throughout the entire loan so you know your payments up front.

Borrow £5,000 to £20,000 for 2 to 7 years.

Online account access and management so you can keep track of your balance.

Typical 5.8% APR.
Typical 5.8% APR fixed
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Flexible Loan

This loan offers much more flexibility than a fixed rate loan. Borrow as much as you want, when you want, up to your loan limit.

You will have a low minimum monthly payment, beyond that it is up to you how much you pay off and when - you can pay more on months when you can afford it and just the minimum on months when you can't.

Typical 6.9% APR variable.
Flexible borrowing and repayments
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  More Information