Halifax Loans

The Halifax is one of the largest banks in the UK and as such it can offer a good deal on personal loans.

This is an unsecured loan that can be used for a wide range of purchases such as a new car or kitchen, a holiday or even just to pay off higher interest loans such as credit card balances.

The Halifax is offering a competitive interest rate with a typical rate of 6.4% APR for loans over £7,000. Rates range from 6.4% to 15.6%.

The online application process is quick and easy. Most applicants will receive an instant decision.

If you need the money particularly quickly Halifax offers a courier service allowing you to get a cheque to your door within 24 hours in most cases. There are also no repayments necessary for the first 3 months of the loan.

Loans are available for 1 to 7 years and loan amounts can range from £1,000 to £25,000.

Summary Table

Interest Rate	Typical 6.4% APR
Repayment Terms	1 to 7 years
Loan Amounts	£1,000 to £25,000
Secured?	No

Credit Sources Review

The Halifax is a very large and well known high street bank which can give customers confidence in their loan offerings.

The interest rate on this loan seems fairly competitive with other high street lenders. They also have loans for lower amounts available than most other lenders - you can take out loans for just £1,000. However, the interest rate may be slightly higher on loans under £7,000.

If you need money urgently, the courier service can get your cheque to your door within 24 hours. However, do be aware that there is an additional fee for this service.