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Charcol Mortgages

Charcol is an online specialist in mortgages. They work with over 36 lenders making it easier for you to find the right mortgage for your circumstances.

Charcol has been in business as an online mortgage broker for a number of years now so you know they have the experience of finding the best mortgage deals.

How it Works

Charcol works with a wide number of lenders including high street names such as Abbey National and Nationwide. This allows you to look at a number of mortgages without having to spend so much time and energy shopping around.

If you're unsure what kind of mortgage you are looking for, you can also work with a mortgage advisor who will discuss your needs with you to help you find the right mortgage for your individual circumstances.

Not only can Charcol save you time and energy when looking for a mortgage, they can also save you money. They have negotiated exclusive deals with a number of mortgage providers - offers you can't get if you go directly to the lender.

You can easily apply online for the mortgage of your choice. You will then be contacted by a sales associate who will be assigned to you throughout the whole mortgage process, right through to completion, so you're not dealing with a different person each time you call.

There is a one off fixed fee for this service of £199. This covers both the mortgage advice given and a processing fee.

Credit Sources Review

Using a company like Charcol can be a good route to take if you don't have the time to shop around with a wide number of mortgage lenders. You can also get help from a mortgage advisor that isn't tied to one particular lender which can be useful if you're unsure of the kind of mortgage you are looking for.

Charcol has been conducting its business online for a number of years, since 1999 so you can be sure it is a stable business that you are dealing with.